90 thoughts on “Use This Trick to Get Your Chase Account Number Before Your Card Arrives

    1. That’s great! Glad it helped. Please share this page/site with others so that it will help more. Thanks for reading!

    1. Excellent!! Glad this is proving helpful.
      If you don’t mind, please share this page on Facebook or Twitter to spread the word. 🙂

    1. Karl – Can you elaborate? What type of purchase did you try to make? Did it maybe require the card security code?



      1. I just got approved for thr CSR today. I tried this trick on amazon to add $1 to my amazon gift card and it was declined? Any suggestionsm

        1. Hi Ron,

          What did you use for expiration date? If you didn’t already use your approval month + 3 years, which would be January 2020 in your case, retry it on Amazon with that expiration date.

          1. I tried both 3 years and 4 years, both times declined? Is there a time between approval and card activation or something?

  1. Anyone had any luck with Delta or American changing the card used after booking? I just applied for the CSR and want to use that $300 2016 reimbursement on a flight this Friday, but doubt I’ll get the card in time for it. Was wondering if I could charge another credit card, then call and have them change the card used once I receive the CSR (like you mentioned as a last resort).

    1. Hi Brooks,

      Check out my recent post on the Chase Sapphire Reserve (CSR) travel credit. If you just got the CSR in mid to late December your first statement will probably be in January. If that’s the case then any spending you do near term will count toward the 2017 annual credit. Then after your December 2017 statement closes you’ll be eligible for 2018 travel credit. Hope that helps. If it’s confusing, let me know and I’ll try to explain further.


  2. This was all great info., however, The bills and services I wanted to use the credit card with all required the 3 digit security code/CVV. Thank you!

  3. I just used this trick to make an Amazon purchase and I just got an email stating my Amazon account is now locked due to incorrect billing address. I used the same billing information that’s on my online account. Maybe it’s because you have to call a number to activate the card once you get it? Anyway, you might want to wait until your card comes so you don’t risk getting locked out of your account.

  4. Hey, this was a nifty trick. I used the product code as the CVC # and it allowed me to book the flight. Have reservation # in my email. I’m a little concerned I’ll get a “payment declined” any sec now or something but your method worked. Thanks for this site.

    1. Since you tried 2022 already, try 2021 or even 2020. When I received my card the expiration year (2019) was 3 years from the year of approval (2016).

  5. Honeymoon Guy, the info you provided here is brilliant! I applied and was approved for a Southwest Rapids Rewards Plus card for 50,000 points and was approved online in seconds. My wife and I are in the process of remodeling our home and wanted to charge things like granite slabs,hardwood flooring, etc in order to quickly reach our $2,000 purchase requirement to activate our points.

    I went through the steps you laid out, although Chase has recently updated their site and some things look different now, I was able to send the Secure Message, get the account number and make an initial purchase on Amazon to test the number. My first attempt using a 5 year experation date of 2/2022 was declined. I update the payment method and tried 2/2021 ( 4 years from approval date) and it went through!

    I then called in the payment information to the granite supplier and even told them that I had been approved for a new card and didn’t have the 3 diget code yet, but gave then the account number and the 2/2021 experation, billing address and zip. The salesman then said it all went through…you are good to go!

    I then check my Chase account and low and behold there the pending charge was and we now only need less than $1,000 more in purchases to get our 50,000 rewards points! Sorry for the long post, but someone else may be incouraged to try your recommendation because it sure worked for us!

    50,000 thanks to you!

    1. Thank you so much for the kind words, Fitz! I’m so glad you were able to take advantage of this trick! And thank you for sharing the specific details of your situation. Congrats on getting the Southwest card.

  6. Is there a way I can still get the account number without having a Chase account already? I can’t seem to create a log-in without my account number…. We need to pay for our season tickets for the Colts on Monday and would like to use our new Southwest card to quickly hit our 2,000 so we can get our 50,000 points!

    1. Hi Becky!
      It might be worth calling Chase to see if they can get an online account set up for you. Not sure they’ll do so over the phone but it’s worth a shot.

  7. Wasn’t able to get it to work, got the card number but keep getting declined for expiration. I’ve tried 2020 and 2020 as of today when I got the card approved.

  8. Hi Nick,

    If those are the 3-year and 5-year days, might as well try the 4-year date (2021). Hope you get it to work!

  9. Hi! Got the card today and tried 2020, 2021, and 2022 for expiration dates and got declined for all 3. Is there a time lapse when you can use the number?

  10. I just tried this and it worked. I charged $1 on my Amazon balance. Now I’m hoping this will work for some major car repairs I need today.

    1. Just to update: I tried the card number at the auto repair shop this morning and it worked! Thanks for the great tip. It made an unexpected large auto repair bill more tolerable knowing I could put it towards the minimum spend on a bonus miles card I haven’t received yet!

  11. So close! Great trick, thank you. I was able to get my card number on the app. However, I haven’t been successful in reloading my amazon gift card balance. I’ve tried 3, 4, and 5 year out expiration dates, and both with/without middle initial. Cannot get it to go through!

  12. As of mid-June 2017, this trick still works (nice catch on the five year expiration time update too!) I put my card to be expired 5 years from now and made a $300 purchase on Amazon. Amazon is great. LOL

  13. For those that are stating they can’t see the full account number, I had the same issue on my actual laptop. I was not able to see the full account number. But, if you look on your mobile app, just like the instructions, you can see the full account number on the app.

  14. I’m trying to do this with a high school checking account to order a pair of Levi’s that are on sale before the card arrives, so I can get the 40% off deal before it expires, before the physical card arrives in the mail. I did the whole trick but when I go to my sent messages my account number is only 9 digits instead of 16, and I know it now but it’s not long enough to use. Is that normal?

    Everyone else’s card number: XXXX XXXX XXXX 0000
    My number: XXXX XXXX 0

  15. Was able to use your trick to find the account number of a new Chase Ink Preferred Business card, but my attempts at the $1 with Amazon all failed. I tried 2, 3 and 5 years out (the 2 was a mistake). The last attempt was immediately canceled, making me wonder if my account was about to get locked out from suspicious activity.

    Is the default expiration year count different on the business cards? An Ink Plus card from a year ago had a 3 year expiration to the month.

  16. I just tried this with 3, 4, and 5 years expiration date but without success. I’m wondering if maybe the card has to activated? I will try again tomorrow since I just got approved a few hours ago.

    1. Please let us know if it works for you tomorrow. I suspect that it may take some short amount of time for the card account to become active in Chase’s system and that’s why this trick hasn’t worked for a few people but has worked for almost everyone. Good luck!

    2. Did it worked for you, i am tried with 3, 4 and 5 years expiration date but it failed. I just got my card approved and i am not sure whether that might causing the issue.

  17. This is great!! Thank you for being much smarter than me! I was able to use this make a purchase and get Mubarak air miles. Very cool

  18. This worked flawlessly. Need to purchase some items before a sale ended and I needed my card before it got here. And I found something out for the CVV, if you have PayPal you can try numbers 000-999 until it works, it worked for me. Let me know what you think and thank you very much.

    1. Jgrubb – Send the secure message using a computer and then go to the Chase app on your smartphone to view the sent msg.

  19. I tried this and everything worked using an expiration 5 years in the future. I am curious though, how did you input an expiration that ended up being incorrect and still worked?

    1. Ryan – That’s great news! Glad it worked for you.

      I was also surprised that it worked for me with the expiration date off by a year. Perhaps Amazon’s credit card processing system at that time was lenient in that regard.

  20. It worked for me! Thanks for your help! Was heading out of town and needed to make a purchase and this helped so much. I also was a 5 year expiration.

  21. DANG! about to make airline purchase, but it requires CVV. Everything else worked a treat! great tip, Friend.

    PS – I was also 3 years for the expiration date.

  22. This worked!! Thank you! And by the way, in the sent message box where the account number is, it also lists the CVV! It is listed as the “product code”.

    At least that is what I entered and it went through as well as popped up on my transactions on my chase account. =]

  23. Thank you for the info. I think everyone wants to know: How do you create an online Chase account without having the application number or credit card number? Because I cannot create an account I cannot log in to use the secure email. Can you please include how you made this portion work? Thank you!

    1. Hi Jesse,

      Many readers have a Chase online account already so the hurdle you mentioned doesn’t exist for them. In your situation, you may be able to get an online account created by calling Chase. It certainly can’t hurt to try. :). If you do manage to get an online account created before the card arrives, please let us know. Thanks!

  24. It appears that the most recent version of the Chase app (they make you upgrade to use it) is not displaying the detailed info including account number. Or perhaps they’ve just updated the auto response to exclude it. Bummer.

  25. The response I just received from Chase on my Southwest card – “we’re unable to provide credit card details to
    maintain the security of the account and to prevent any fraudulent activity.”

    Thanks for the info…it was worth a shot.

  26. This method is alive and working well for me/my wife as of 11/26/2017! She got a new Chase card approved in branch on 11/25. Used this approach on 11/26 to get the new card number. She was using the Chase app on an Android phone to check the sent message.

    1. Thanks for the feedback! Glad it worked for you! Please spread the word by sharing a link to this page or the homepage. 🙂

  27. Thanks a lot for posting this! It was extremely helpful to be able to start using my new card. 🙂

    If you are trying this, make sure you read the instructions given, and look at the pictures for how to view the message in the “SENT” folder from the mobile app. If you look at the auto-response in your inbox, it will give you the message saying that they are unable to provide details for security reasons.

  28. BOOM! Worked for me today, 12/5/17… with a 5 year exp date year from account opening. $1 charge to amazon GC balance approved, confirmed pending charge in my chase account.

    Man this trick saved me – I pay for my nearly $1,000 dinner meal for my dept. holiday party on my personal card then get reimbursed from the company, and it was looking like my card is going to show up a date or two after the dinner. Fairly certain I can go with the server with my number written to have it manually entered, ya? All I need is $1,000 min for the 40,000 rapid reward points and as long as I can use the card early… Ill make that min in a single transaction plus the companion pass. Literally decided to apply on the last day of the promo and its looking like everything will fall into place. THANK YOU.

    1. You’re welcome, Heather! Please share a link to this page with anyone who might find it helpful!

      Are you trying to earn the Companion Pass in typical fashion (earning 110,000 Rapid Rewards points in one year) or via one of Southwest’s special promotions? If you need the bonus points to post this year to get the CP then you’ll want to check that you’ll have a statement closing before the end of the year. If that’s not going to happen then you can call Chase and request that they adjust your statement closing date so that you’ll have a statement issued before the end of the year. Make sure that the statement closing date will be a week or so after you’ll meet the minimum spending requirement and at least 3 or 4 days before Dec. 31st. If any of that is confusing, reply here or email me.

      1. Sorry I didn’t specify…I’m in California and get the companion pass from making a single purchase (if applying and approved by Nov. 30th which I was). I just want to get to the $1,000 within 3 months for my 40k bonus rapid reward points quickly and without real spending of myself. The southwest credit card isn’t very great in terms of spending bonus categories and I dont want to give up my higher cash back from my 4 other credit cards by having to switch to using only the southwest card for everyday spending. Thus…company holiday dinner on this Thursday I get paid back for by check is much more desirable. The bill will nearly meet the min!

        1. Given that additional info, you may want to have the 40,000 Rapid Rewards post in January instead of December. Then if you manage to get 70,000 additional Rapid Rewards points in 2018 you’ll get a Companion Pass through the end of 2019. If you’re not going to redeem any Rapid Rewards points this month, then it’s a no-brainer to ensure that the 40,000 bonus points post early next year instead of this year.

  29. Oh and technically didn’t I already earn the companion pass from my $1 amazon test charge? Ha. *meant to say apply by Nov. 30th…and get approved as well. So yes! Special California resident promotion. Free companion pass for a year!

  30. This doesn’t work anymore, I tried today – 1/8/2018, the account number as seen in the send messages reads all xxxxx and then the last 4 digits.

    1. Did you try viewing the sent message on the Chase app on your smartphone? After seeing your comment I went into the Chase app on my Android smartphone and I see the full account number on my sent messages.

  31. Hi! Just tried this and it worked!

    Also – the number right above your account number is the three digit CVV CODE!


    1. Thanks for confirming! Glad you were able to take advantage of this trick! If you would be so kind, please share this page or my site with your friends and family via social media! 🙂

    1. Excellent! Glad you were able to take advantage of this trick! If you would be so kind, please share this page or my site with your friends and family via social media! 🙂

  32. Thanks! Just wanted to add that this worked for me as well using SW Premier Card, including the product code as the CVV code. As a note, it did take a few hours from when I applied for the card to when the trick would work. I applied for the card in the evening, and it wouldn’t work until the morning.
    Thanks again!

  33. Applied for a chase freedom unlimited credit card and was instantaneously approved. I did all of the steps to find out my complete credit card # and attempted to use Jan 2021 (+3 years), Jan 2022 (+4 years), and Jan 2023 (+5 years) as the expiration date. All attempts were declined by Amazon. Could it be that I’m attempting to make an almost $400 purchase?

    I appreciate the write-up just wish it worked for me!

  34. I was able to get the account number, and figure out the expiration date, but unfortunately I was declined a purchase, because my card wasn’t activated yet.

    I appreciate this hack, but it didn’t work.

  35. Wow! Thank you, this totally worked. I did have to use my phone to login to my chase account after the first attempt. The account number shows up as Xxxxxxx on a desktop. Using mobile you get the entire number. I used 4 years from my approval date and bam, Southwest flight booked. You rock!

  36. Thanks, this sounds like a great tip, but how does one add a new card to one’s Chase profile without the card in hand? My new card doesn’t show up on the Chase site or app, and in the past I have added the new card manually. This of course defeats the purpose.

    I applied for a United Explorer card, and want to book a ticket immediately (albeit with another airline) toward my spending threshold for bonus points. The confirmation screen said that my account number would be accessible through my United profile for immediate purchases, but I see nothing of the sort when I logon to United.com.

    1. Hello! A newly approved card account usually shows up in your online Chase account within minutes of approval. If you’re sure you were approved, I would recommend calling Chase and asking them if they can update the online system so that the United card account shows up when you log on to the Chases site.

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